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No Parroting Allowed!

Learning Emergence by Asking Questions

Emergence Group Babies

"Consciously Spending Money"

Questions for the Week of September11, 2006

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When asked, "how do you best learn?" most people usually respond with either a technique, like, "in a classroom," or by naming their favorite sense, like, "I learn best visually." Unfortunately, this implies most people define "learning" as the ability to parrot the correct answer.

What is wrong with this? We believe that "parroting the correct answer" creates parrots, not students; dullards, not Einsteins. So how can we create more Einsteins? By asking questions which are intended to provoke the student's own questions. More important, we see this as the best way with which to reawaken in students the love of learning.

This week's topic is, "On Consciously Spending Money." Would you like to actually awaken your love of learning about this topic? You can, simply by reading the teacher's questions and then, by asking yourself, "what questions did these words just provoke in me?"

"On Consciously Spending Money."

4 character type babies

Teacher's Questions (asked by David)

  • As a CPA, Mortgage Broker and Financial Planner, it amazes me how many clients and friends I have, that spend more money than they earn or have. These are clients and friends from all walks of life, ages, gender, and ethnicities. It doesn't matter whether they earn $25,000.00 per year or 250,000.00 per year .They people spend more money than they earn. Are you one of these people?
  • What is money? Do you have a picture for money? How old were you when you first learned to count money? What about the concept of money? Can you remember and picture that experience? Was it a good feeling? Can you remember your first experience buying something? Are you able to describe the scene? Can you balance your checkbook? Do you understand why balancing your checkbook is important?
  • Do people who over spend do so unconsciously? Is there a common injury around money that causes this unconscious spending to take place? How does your personality type help or hurt you in these situations? Does it have any influence at all? Is conscious spending a concept that can be taught and learned? Do you spend consciously?

Possible Student Response Questions (asked by Austin)

[1] Is there a thread of similarity between social priorities and the ways people spend money? For instance, would someone with freedom as their top priority have a hard time living with a monetary budget?

[2] Would someone with freedom as their top priority rebel against any restrictions to their freedom and overspend? Or, is there a way to help someone this type of person to have a picture of spending consciously that actually creates more freedom.

[3] Can a financial planner design a method of helping people spend consciously by understanding character types and social priorities?

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